Overview

Position Title: Risk Analyst

Company: TSB Bank

Location: Belfast, UK

Job Description

To support the design and implement Collections strategies that will enable TSB business across the entire portfolio to control lending risk, deliver sustainable growth and meet customer needs.

Responsibilities:

  • Apply commercial acumen to interpret their results and produce actionable recommendations.
  • Use tools such as SAS, SQL and Excel at an advanced level to manipulate and interrogate data.
  • Generation of key management information to support business direction setting and ensure Risk Appetite objectives are met will be an important component.
  • Responsible for initiating analysis and insight into Collection performance and its impact on Impairment and wider business performance.
  • Support the Design and deliver Collections strategies and routine Collections activities.
  • Identify and pursue opportunities that mitigate loss and support business growth. For example, introduce risk based contact strategy to reduce Operations cost and improve Customer experience.

Requirements:

  • Expected to lead, motivate, develop and appraise other team members as required.
  • Job holders will be expected to liaise effectively with colleagues within the team and across partnering business functions such as Collections. Operations, Impairment & Capital and Product & Finance and will be able to communicate their conclusions and recommendations persuasively to colleagues and senior management.
  • Ability to work on their own initiative, identifying areas of focus, with prioritisation of own workloads as necessary.
  • Strong problem solving skill to identify and resolve problems with limited support.
  • Base understanding of SAS / SQL and excel.
  • Good networking skills with the ability to build relationships and have an understanding of the broader business needs and issues.

About TSB Bank

At TSB, we believe businesses need to reflect the communities they serve. This is why we have a long-term commitment to diversity and inclusion. It’s important to us to make sure we bring the best talent to our business, regardless of characteristics such as race, gender, disability, sexual orientation or social background. Our focus on diversity and inclusion is a key part of how we support and develop the people who work here. It helps us build a stronger culture where no matter what background you come from you feel valued and confident in bringing your whole self to work.

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